Checking Account Referrals

  •  Referee must be a new member to Y-12 Federal Credit Union

  • Referee must have a minimum monthly direct deposit of $500.  Y-12 Federal Credit Union must receive the deposit for 2 consecutive months.

  • Referee must have a debit card

  • Reward:  $25 for referrer and referee

Consumer Loan Referrals

  • Referee must be a new member to Y-12 Federal Credit Union

  • Referee must close a loan for a minimum of $5000. 

  • Reward:  $50  for referrer and referee

How the Program Works

To earn rewards for referring family and friends to Y-12 Federal Credit Union you'll need to join Y-12 Federal Credit Union Referral Rewards by providing your name, a valid email address, Account Number, and agreeing to the program Terms & Conditions. Then you can refer your friends by email, social media, or sending your personal referral link. 

To earn rewards for becoming a Y-12 Federal Credit Union member because your family member or friend referred you to us, make sure you claim your referral offer by clicking on the link that your friend you by providing your name, a valid email address, and agreeing to the program’s Terms & Conditions. You can then become aY-12 Federal Credit Union member by following the set of instructions that were emailed to you after claiming your referral offer.


Rules for Referrers

  • You must be a current Y-12 Federal Credit Union member to participate in the Y-12 Federal Credit Union Y-12 Federal Credit Union Referral Rewards.

  • You need to join Y-12 Federal Credit Union Referral Rewards by providing your name, a valid email address, your account number and agreeing to the program’s Terms & Conditions.

  • You must agree to only refer friends and family with whom you have a personal relationship.

  • A referred member can only accept one referral. You cannot earn a reward for referring someone who has already claimed a referral offer from someone else.

  • You cannot refer yourself. 

Rules for Referees

  • You can only accept a referral from one current Y-12 Federal Credit Union member. You cannot accept a referral from more than one person.

  • Claim your Y-12 Federal Credit Union Referral Rewards offer with your name and email address.

  • You must agree to accept program emails and accept the Program Terms & Conditions when claiming your offer.

  • You must follow the set of instructions that were emailed to you after claiming your referral offer in order to be eligible for a reward.

    

Referral Period Rules

  • Your friend or family member has to claim their referral offer within 30 days of receiving your referral email message.

  • Your friend or family member has to become a Y-12 Federal Credit Union member and follow the set of instructions emailed to them within 30 days of claiming their offer.

  • Checking accounts must be opened within 30 days of referral.

  • Loans must be opened within 30 days of referral.